Frequently Asked Loan Questions

What do I need to pre-qualify?
All you need is a checking account in good standing, a minimum income from a job, a working telephone, be at least 18 years old and a U.S. resident.

What happens when I fill in the form?
After submitting this application, we will search our database of lenders for a lender that is interesting in providing you with a loan. If we find a match we will forward your information to that lender. In most cases, you can complete the entire application process online without speaking to anyone or faxing in any documents.

What happens if I’m late with my payment or don’t pay at all?
Additional fees will more than likely occur in the event of a late or partial payment. Failure to pay will result in legal action, as well as reporting of the non-payment to a consumer reporting agency.

How much will the loan cost?
The cost of the loan and the APR depends on your application. The terms are disclosed in the application process when you are directed to the lender’s website. At this point you have NOT accepted the loan. If, when the terms are disclosed, they are not acceptable to you, do not sign the application.

What is your renewal policy?
Renewal policies are determined by the lender, not by us, so they will vary. But, be aware some lenders may not debit your account for the full amount of the loan, which may result in additional fees and a renewed loan. Make sure you read the renewal policy carefully and make your wishes clear to the lender.

Can I have more than one loan at a time?
Most lenders require that you pay each loan in full before you can get a new one.

What if I have bad credit or Bankruptcy issues?
You may still qualify for a loan with bad credit or even bankruptcy.

How much can I borrow?
You can borrow as little as $100 or as much as $1500.

How long until I get the money?
Assuming all the paperwork is completed and processed, you can typically expect to receive the money in your checking account the next business day. Please note that this is most lenders' goal but actual time may be longer.

Who's a typical cash advance client?
Most everyone finds themselves a little short on cash from time to time. People from all walks of life typically take advantage of cash advances to get them by. For example:

• Someone with multiple bills due before their next payday.
• Someone who doesn't want to be hounded by collections departments or have their utilities turned off.
• Someone who needs to make emergency repairs on their car so they can make it to work and not lose their job.
• Someone needing to get a prescription filled right away and won't have the money until a later date.

Millions of people around the country regularly use these services to help them through stressful financial times.

Apply online today for a cash advance or payday loan