online cash advances - payday loans online
Bad Credit Cash Advances Approved for ALL Credit Types instant cash advance application

How the Loan Process Works

Requirements | FAQ's

All payday loans sites require the consumer to fill out a sign-up form detailing personal information, occupational information, current banking and financial information, and references.

All online payday loans have minimal requirements, visitors must meet in order to complete the sign-up process. The requirements usually follow these guidelines:


  • Active checking account
  • Employed for at least one month**
  • No more than two outstanding loans current with other companies
  • US Citizen or permanent resident
  • At least 18 years of age

Different lenders may have different requirements.

An advantage of online payday loans to most consumers is that they are available to all kinds of people. When Signing for online payday loans, it is very important to be truthful and correct in providing information and answering all questions, or the your sign-up form could be declined.

Once completed, the sign-up form is forwarded to an online payday loan lender for review. If the visitor meets the minimum requirements they will be notified (typically via email) that they are right for a loan. The payday lender determines the amount of the payday loan, usually between $100 and $1500. The amount of the allowed payday loan depends on several criteria that will vary from lender to lender.

The lender will verify the information is correct and administrate the loan. Most online payday loans lenders will electronically deposit the loan amount in the visitor's checking account, possibly by the next business day, depending on the time of day the loan request was received and approved. Online payday loans lenders typically may not process loans on weekends.

Many online payday loan lenders offer clients the option of “rolling over” a loan, meaning that the loan is extended to the next payday. The client can contact a lender and request to extend the repayment date to the next payday. Extending repayment dates is something that consumers should approach with caution as the resulting fees accumulate quickly. Not all lenders have the option to roll-over, be aware of your options before planning on a "roll over".

There has never been a simpler process to receive cash advances the next business day - Apply today and receive money on the next business day to cover your expenses.

It's Easy As 1-2-3!
  1. Apply - Fill out your online form in the privacy of your home with our easy and fast online process. No faxing necessary!
  2. Approved - No waiting! Get an instant approval decision.
  3. Funded - Your funds will be automatically deposited into your bank account the next business day. No further action necessary on your part. We will automatically debit your account on your due date.

Frequently Asked Questions

What do I need to pre-qualify?
All you need is a checking account in good standing, a minimum income from a job, a working telephone, be at least 18 years old and a U.S. resident.

What happens when I fill in the form?
After submitting this form, we will search our database of lenders for a lender that is interesting in providing you with a loan. If we find a match we will forward your information to that lender. In most cases, you can complete the entire submission form process online without speaking to anyone or faxing in any documents.

How much will the loan cost?
The fee for a payday advance is typically 25%-30% of the amount borrowed. The exact amount will be disclosed in paper-work from the lender. Please review this paperwork before signing it. You will not be committed to a loan until you agree to the terms.

Can I have more than one loan at a time?
Most lenders require that you pay each loan in full before you can get a new one.

What if I have bad credit or Bankruptcy issues?
You may still qualify for a loan with bad credit or even bankruptcy.

How much can I borrow?
You can borrow as little as $100 or as much as $1500.

How long until I get the money?
Assuming all the paperwork is completed and processed, you can typically expect to receive the money in your checking account the next business day. Please note that this is most lenders' goal but actual time may be longer.

Who's a typical cash advance client?
Most everyone finds themselves a little short on cash from time to time. People from all walks of life typically take advantage of cash advances to get them by. For example:
  • Someone with multiple bills due before their next payday.
  • Someone who doesn't want to be hounded by collections departments or have their utilities turned off.
  • Someone who needs to make emergency repairs on their car so they can make it to work and not lose their job.
  • Someone needing to get a prescription filled right away and won't have the money until a later date.

Millions of people around the country regularly use these services to help them through stressful financial times.

Apply online today for a cash advance or payday loan





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Cash Cow Advances is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lenderís actions or decisions.

The operator of this website is not a lender.
This site will share the application information provided by the consumer with one or more lenders.
This site will find you a cash advance lender based upon your application.
Not all applicants will be connected to a lender, and not all applications will be approved by a lender.
Cash Cow Advances cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on credit worthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumerís social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.<
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lenderís renewal policy.
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