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Payday Loans by State

In the US payday loans are legal and regulated in 39 states (see the full list below) and the amount offered differs from state to state and ranges from $250 to $2500.

STATE MAXIMUM LOAN AMOUNT LOAN TERMS ROLLOVERS
Alabama $500 10 - 31 days 1
Alaska $500 Minimum 14 days 2
Arizona $500 Minimum 5 days 3
Arkansas $400 6 - 31 days None
California $300 31 days None
Colorado $500 Maximum 40 days 1
Delaware $500 Maximum 60 days 4
Florida $500 7 - 31 days None
Hawaii $600 Maximum 32 days None
Idaho $1,000 Not Specified 3
Illinois Up to $1000,
but not more then 25% of gross monthly income
13 - 45 days None
Indiana Up to $550,
but not more then 20% of gross monthly income
13 - 45 days None
Florida $500 7 - 31 days None
Iowa $500 Maximum 31 days None
Kansas $500 7 - 30 days Not Specified
Kentucky $500 14 - 60 days None
Louisiana $350 Maximum 60 days None
Michigan $600 Maximum 31 days None
Minnesota $350 Maximum 30 days None
Mississippi $400 Maximum 30 days None
Missouri $500 14 - 31 days 6
Montana $300 Maximum 31 days None
Nebraska $500 Maximum 31 days None
Nevada Max 25% of monthly gross income Maximum 60 days Not Specified
New Hampshire $500 7 - 30 days None
New Mexico $2,500 14 - 35 days None
North Dakota $500 Maximum 60 days None
Ohio $500 Maximum 31 days None
Oklahoma $500 12 - 45 days None
Oregon Max 25% of monthly gross income Maximum 60 days 2
Rhode Island $500 Minimum 13 days 1
South Carolina $550 Maximum 31days None
South Dakota $500 Not Specified 4
Tennessee $500 Maximum 31days None
Texas Not Specified 7 - 31 days None
Utah No Limit Maximum 14 days Not Specified
Virginia $500 Minimum 7 days None
Washington $700 Maximum 45 days None
Wisconsin Not Specified Not Specified Not Specified
Wyoming Not Specified Maximum 30 days None

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Not all applicants will be connected to a lender, and not all applications will be approved by a lender.
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*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on credit worthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
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