Cash Cow Advances Blog

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We hear more about payday lending services these days because the need for short term loans is unprecedented. People often find it difficult to make their money cover every expense that arises between paychecks. Services such as Check Into Cash are also known by the names (http://www.checkintocash.com/)”cash advance” and “paycheck loans”. We prefer to think of ourselves as helping people when they need a relatively small amount of money in a hurry.

Cream of the Crop

We began in 1993 in the beautiful southern town of Cleveland, Tennessee and we keep growing. Although Cleveland is where our corporate headquarters are located, we now serve people in stores in over 1,250 locations. Thanks to our high-tech capabilities we also loan money to millions via the Internet. Our industry recognizes Check Into Cash as the leading cash advance company because of our professionalism, excellent training, friendly employees, and years of experience. We know this industry inside and out.

We fill a specialized niche that more traditional lending institutions will not or cannot. When you need several hundred dollars for something pressing, you certainly don’t have the time to go through a lengthy application and approval process and credit check. Check Into Cash puts the money in your hand or your bank account by the next business day in most cases.

Responsible Action

With that in mind we always stress the importance of using short-term credit responsibly. We created this service as an interim solution to emergency situations. That means if someone experiences a vehicle break-down or a household problem that needs fixing immediately and they don’t have the money payday advance will advance them enough to take care of the situation. In most cases our clients agree to pay us back from their next paycheck. We charge a set rate for each transaction based on the amount of the loan.

Rollovers

Occasionally our customers need more than the usual 2 weeks to repay their Check Into Cash loan. We adhere strictly to state and federal regulations, but even in the most liberal states we limit everyone to four rollovers or extensions. We believe that if someone can’t meet that timeframe, they may have financial management problems. In those cases we refer them to credit counseling to help them with better money management solutions.

So, complete online application or call our great customer service operators at 1-877-262-CASH

This article is originally published here: Check Into Cash

Good financial sense sounds like a simple concept but the practice sometimes proves difficult. Most people occasionally run short between paychecks and turn to a check cash advance loan. Check Into Cash provides these loans at reasonable and fair rates. We also encourage all of our customers to work on establishing better habits including a rainy day fund. If you find yourself frequently seeking short term or payday loans we suggest that you seek credit counseling from a professional with solid references.

In Case of Emergency Only

We’ve all heard about cases where individuals got in over their heads with check cash advance loans. Unable to pay the first one, he or she kept rolling the loan over and incurring exorbitant interest rates until they owed way more than the original amount. That isn’t our style.

In the spirit of fiscal responsibility, Check Into Cash limits how many payday advances a customer can take in a year. We allow four rollovers annually even if your state allows more. If your state enforces tighter restrictions, we abide by their rules. We also charge a flat rate based on the amount of the check cash advance loan instead of ramping up the interest for each transaction beyond the original. We’re happy to help you in through a cash shortage crisis, but don’t want to encourage constant borrowing.

CFSA

We proudly embrace the Industry Best Practices of the Community Financial Services Association of America (CFSA; in fact we help establish them in our industry. To learn more about what the group does, you may visit their website at www.cfsa.net. We incorporate their seal along with that of the Better Business Bureau (BBB) into our web pages and post proof of membership in our stores. We want anyone seeking our services to know that we conduct our business honestly and responsibly.

Check Into Cash

Check Into Cash (CIC) works to assure you that we’re here to help you through a temporarily difficult time. We also want you to feel safe when you seek a check cash advance loan through us. We’re at your service and like all businesses we strive to be profitable. We don’t take advantage of consumers to do so however. We confidently serve enough people that we don’t need to gouge a few to be successful. In other words we need you just as at times you need us.