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Rates & Fees Explained instant cash advance application

Rates & Fees Explained

Learn About Our Rates & Fees for Loans


We ask that you please note that is not a direct lender and is not able to make any decisions on credit or credit worthiness. is a free service. This is good for you because it allows you to find the information you need quickly, easily, and free of charge. Our lenders are required by the Truth in Lending Act to disclose all loan fees, interest rates and any other costs you will incur if you accept their terms.

Please read your loan document carefully as it will dictate all your exact APR and other details. Remember, you are under no obligation to accept these terms. If you donít agree with them, donít accept them. If you do agree to the terms, the lender will inform you how to e-sign for the loan. Again, there is no obligation up until that point in time. You may quit the process at any time with no fear of penalties or fees of any kind. Once you accept the terms, the funds will be deposited in your account!


Please note that fees and interest rates are determined solely by your individual lender. They are determined according to the information you submit on our form. has no say in any of these rates and fees. As the consumer experience is important to us, if you are dissatisfied in any way during the process, simply decline.

In some cases the Interest Rates charged by our lenders will be higher than traditional loans issued by banks or other traditional credit institutions. This is because our lenders often lend funds to less creditworthy individuals. Banks and credit institutions requirements are more complicated and not available as quickly as a payday or cash advance loan. With our lenders, you receive your cash within one business day after you are approved and sign the documents. You will never be charged anything at all by


Each state has different rules and regulations in regards to short term financial lending. If you have questions about your state, please contact us.


All of our lenders have their own policies when dealing with late payments. These policies, which could potentially include late charges, will be detailed in the loan document if you are approved before you accept the loan. As mentioned, please read and understand all of these terms before signing. If you are unable to make a payment as required, contact the lender immediately. They may be willing to discuss your problem and work with you. This doesnít mean that additional fees will not apply.


Generally Additional Fees and Charges will apply should you fail to make your loan payment. All lenders in are fair and reasonable when it comes to their collection practices. Should you encounter an instance where this doesnít occur, let us know and weíll work to correct it. At the same time, refusal or failure to pay may result in legal action against you to collect your loan amount, interest and cost of collections.


These policies depend, primarily, on the state you live in. In states where rollovers or extensions are allowed, interest rates and late fees typically are added to the original loan amount which can result in a substantial increase in the amount you are required to pay back. Please read your documents carefully as you will be expected to understand these conditions after you accept your loan.


One of the benefits of a payday loan is that you donít have to deal with payments, coupons or even a due date. With a cash advance, you promise to pay back the loan with your next paycheck. The amount is deducted directly from your account by the lender.

Please Note: is in No Way a Financial Institution or a Lender. We have no ability to make cash advances or credit lending decisions. is here to match you with a lender that will assist in your financial needs. Completing this form does not guarantee you will be approved for a loan. Additionally, not all lenders provide up to $1000 in loans. Cash wire transfer time may vary with each lender.

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Cash Cow Advances is not a lender, does not take applications or make loans or credit decisions. We are not an agent, representative or broker of any lender. We provide a service to connect you to a lender from our network. We do not control and are not responsible for any lenderís actions or decisions.

The operator of this website is not a lender.
This site will share the application information provided by the consumer with one or more lenders.
This site will find you a cash advance lender based upon your application.
Not all applicants will be connected to a lender, and not all applications will be approved by a lender.
Cash Cow Advances cannot guarantee the amount of funds that may be extended if a lender approves the application.
*Not all lenders can provide up to $1,000. Consumer loan amounts vary bases on credit worthiness.
Lenders tend to provide upper range loan amounts to returning customers. Cash transfer time may vary between lenders.
Funds are not available until the next business day. Cash advances are not available in all states.
Lenders may undertake credit checks or otherwise verify the consumerís social security number or other information.
If and when lenders preform credit checks they are ran via specialized credit bureaus.
Late payments of loans may result in additional fees or collection activities, or both.
Non-payment of credit could result in collection activities.
Each Lender has their own terms and conditions, please review their policies for further information.<
Every Lender has its own renewal policy, which may differ from Lender to Lender. Please review your Lenderís renewal policy.
Please refer to our Privacy & Security Policy for important information on the use of cookies.
By continuing to use this website, you agree to the Notices and Disclosures and the Privacy & Security Policy.